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Trump Accounts vs. 529 Plans vs. Custodial Accounts: Comparing Savings Accounts For Kids
Key Takeaways Trump Accounts (formally called MAGA Accounts) are expected to become available in July 2026 to any U.S. child under 18 with a Social Security number. Only children born between January 1, 2025, and December 31, 2028,...
Read MoreDesigning a Retirement Income Plan That Adapts: What High-Net-Worth Families in PA Should Consider
Key Takeaways:Comprehensive retirement income planning for high-net-worth households involves coordinating multiple income sources, account types, and tax strategies together rather than managing each one separatelySequence-of-returns...
Read MoreWhat Does Sequence of Returns Risk Mean for Your Retirement Plan?
Learn how sequence of returns risk affects new retirees and how The Bucket Plan® can help protect retirement income during market downturns.
Read MoreRMD Rules for 2026: 7 Changes for Retirees and Beneficiaries to Know
Key Takeaways: RMD Rules for 2026Annual RMDs under the 10-year rule apply again in certain inherited IRA casesMore beneficiaries now qualify as Eligible Designated Beneficiaries (EDBs)Year-of-death RMD deadlines are more flexibleA...
Read More3 Retirement Tax Challenges Many Retirees Don’t See Coming
I still remember a conversation from years ago with a couple who had ostensibly done everything right. They’d saved diligently. They avoided debt. They retired comfortably, at least on paper.And then tax season hit.The problem wasn’t...
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Tax Advantages of Charitable Giving: 3 Ways to Help Make Every Dollar Go Further
When we give to charity, we do it because we care. Because it feels good to make a difference. But when that generosity can help strengthen your financial picture at the same time, it feels even better. Recent tax law changes under the...
Read MoreHow Medicare Penalties and IRMAA Could Shrink Your Retirement Income
Retirement should be about enjoying the years you worked so hard for, not worrying about surprise bills. But Medicare has a few quirks that can catch people off guard. Think of them as speed bumps you don’t see until you’re right on...
Read MoreOne Big Beautiful Bill, 900+ Pages of Changes: What Does the New Law Really Mean for You?
When Congress passes a 900-page tax law, oftentimes people tune out. Headlines focus on politics. Pundits argue about winners and losers. But here’s the truth: the choices you make in the next year or two could determine how much of...
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Is More Really Better? What the Recent “4% Rule” Update Means for Today’s Retirees
If you’re nearing or in retirement, you may have heard of a common planning shortcut called the “4% Rule.” Though not technically a rule, this formula has been used widely since its development in the 1990s by financial planner William...
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Annuities Demystified: Get to Know This Frequently Misunderstood Retirement Tool
Let’s face it—“annuity” is one of those financial words that sometimes makes people wince. Maybe it reminds you of something your grandparents signed in the '80s. Or a pushy salesperson who threw the term around without explaining what...
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Weathering Market Storms: How The Bucket Plan® Can Help Navigate Market Volatility
“Volatility” is just another word for unpredictable, rapid change. So why do so many retirees and investors fear it in regard to the market? Likely because their plan isn’t set up to withstand short-term swings. But I love volatility,...
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Smart Tax Prep for 2026: 5 Ways to Get a Head Start on Next Season
Even though 2025 isn’t over yet and you may just be catching your breath after tax-season, now is the time to start thinking ahead. For high-net-worth individuals and business owners whose income tends to come from multiple sources,...
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